Just like in sports if you don’t have a good defense success will elude you. But a strong defense makes an offense better. So consider using a Spending Plan first as a tool to protect your income and
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When have your first real job and begin your career this is when you need to evaluate your financial toolbox, to assess how you will pay off your debts and meet your obligations and fund your goals within the income you have!
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When it comes to managing your finances It may be that you got busy and just couldn’t spend the time, maybe you just never got control or you don’t know how to get control of your finances. It doesn’t matter how you got where you are what really matters is what you do about it. It may be time to startover to Stop and Reset!
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Worrying about your finances will not change them, only actively managing your finances and changing your habits can get you the rest you need.
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Our lifestyle can actually bankrupt our future if we don’t set our expectations in line with our means and get our finances under control early in life.
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The most important aspect of budgeting (planning) is to understand that it is how we look into the future and determine how what we want to do and how we can accomplish it. Accounting is the reality check that shows us how well we are following our plan. Planning cannot replace Accounting and Accounting cannot replace planning!
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